Monzo Alternatives
Monzo
Monzo Bank is a digital, mobile-only bank based in the United Kingdom.
Manage your money
- Set spending budgets
Set monthly budgets for spending on things like groceries and going out.
- See an easy summary
See an overview of your account any time, with notifications if you’re spending too fast.
- Get instant notifications
Get a notification the moment you use your card, before the receipt finishes printing.
Travel easily
- Use your card anywhere
Monzo works all around the world, and you don’t need to tell us if you’re going away.
- Take out cash
Withdraw up to £200 every 30 days for free (there’s a 3% charge after that).
- Spend for free
We don’t add any fees or charges for spending with your card, and we don’t mark up the exchange rate.
Send money fast
- Pay people in seconds
Send bank transfers that arrive pretty much instantly.
- Set up Direct Debits and standing orders
Manage recurring payments from your app.
- Split the bill
Split through the app and we’ll do the maths for you.
Keep your money safe
- Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
- Rest easy
We’re part of the FSCS, so your money is protected up to £85,000.
Best Monzo Alternatives
Hate Monzo? Use another browser! Which one should you go with? Try out these other browsers before making your final decision. Want some more context? We've got a great list of alternatives to Monzo here.
Revolut
FreemiumAndroidiPhoneApple WatchAndroid WearInternational banking alternative with multi-currency transfers and powerful money management built in.
Features:
- In-app Money Transfer
- Accept Global Currencies
- Automated Trading
- Cryptocurrency exchange
- Cryptocurrency support
- Currency Conversion
- Mobile payment
- Support for multiple currencies
- Request for payment
- Security focused
- Exchange
- Support for multiple currencies
- Online banking
TransferWise
CommercialWebAndroidiPhoneAndroid TabletiPadCurrency exchange Banks and other providers could charge you up to 5% in hidden costs when sending money abroad. TransferWise is up to 8x cheaper.
Features:
- Foreign account deposits
- Support for multiple currencies
- Exchange rates
Simple
FreeWebAndroidiPhoneSimple is online banking with superhuman customer service and tools to help you easily budget and save, right inside your account.
Features:
- Mobile Check Deposit
- Online banking
- Zero-based budgeting
N26
FreemiumWebAndroidiPhoneN26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial...
Features:
- Automatic brightness dimming
- Mobile friendly
- Online banking
Curve
FreemiumAndroidiPhoneCurve is all your cards in one. Add your credit cards & debit cards to one smart card and app.
Monese
FreemiumWebAndroidiPhoneMonese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly...
Features:
- 128-bit encryption
- Apple Pay
- Cryptocurrency
- Google Pay
- Support for multiple currencies
- Multiple languages
- Online banking
Cash App
FreeAndroidiPhonePowered by the company behind Square Point of Sale , Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits...
Features:
- Accept Bitcoin as payment
- Buy bitcoins
- Instant debit withdrawal
- No fees
Paysera
FreemiumWebAndroidiPhoneGet private or business IBAN account, collect payments, exchange currency at favourable rates, pay with Paysera VISA, download Paysera App, and more.
Starling Bank
FreemiumWebAndroidiPhoneAndroid TabletiPadPersonal, joint, euro & business banking. Instant alerts when you spend & get paid, spending habit insights + no fees overseas.
Wave
FreeAndroidiPhoneInstant, no fee transfers from the US, UK, and Canada to Africa with excellent rates.
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