Simple Alternatives
Simple
Simple is one of the first mobile banking apps that has helped customers budget and save since 2012.
Budget and save with no hidden bank fees, with balances in Protected Goals Accounts earning a competitive interest rate.
Every aspect of a Simple checking account is optimized for branchless online banking, budgeting, and saving, so you can track spending and manage your money wherever you happen to be. Simple is personal finance made easy.
Without setting foot in a branch (or a bank stuffed into an ill-fitting mobile app), you have access to:
* Built-in budgeting and saving tools
* Visa® Debit Card
* Photo Check Deposit
* FDIC-Insurance up to the legal limit
* Direct Deposit
* External Account Linking
* Instant Transfers to Other Simple Customers
* Third-Party Payment services like Square, Venmo, and Paypal
* Block your card online if it's been lost or stolen
Simple Goals
Use Goals for saving money: Stash away money for the unexpected, or automate saving for things you want. From a trip to Italy to a new bike. Open a separate Protected Goals Account to keep money tucked away from spending while earning a competitive interest rate.
Simple Expenses
Set up your Expenses one time and going forward, we'll do the rest. When you pay your rent, your Expense is already saving money for next month's bill. Yep, it's our job now. (You can even split Expenses with a partner when using a Shared Account).
Safe-to-Spend
Spend money spontaneously, without derailing your budget or bills (or doing the math on the spot...). We take your account balance, subtract your Expenses and Goals, and tell you exactly how much money you have left over to spend on whatever you want. (Buy the shoes!)
And much more…
Best Simple Alternatives
Looking for the best programs similar to Simple? We reviewed our top picks below. Let's see if there are any Simple alternatives that work on your platform.
Revolut
FreemiumAndroidiPhoneApple WatchAndroid WearInternational banking alternative with multi-currency transfers and powerful money management built in.
Features:
- In-app Money Transfer
- Accept Global Currencies
- Automated Trading
- Cryptocurrency exchange
- Cryptocurrency support
- Currency Conversion
- Mobile payment
- Support for multiple currencies
- Request for payment
- Security focused
- Exchange
- Support for multiple currencies
- Online banking
Duniter
FreeOpen SourceWindowsLinuxWebSelf-HostedLokiJSUbuntuJavaScriptDebianTypescriptNode.JSA network of communities based on trusted human certifications. Server(s) are allowing to manage crypto-currencies through an Universal Basic Income system on...
Features:
- Blockchain
- Certification
- Certifications
- Communities
- Community based
- Cryptocurrency
- Decentralized
- Distributed
- Peer-To-Peer
GoBank
FreeAndroidiPhoneThe Mobile Bank Account. Big banks often come with big fees and big headaches. That's why it's about time for GoBank—it’s fast (works like your other favorite...
Bank Branch Locator
FreeWebBank Branch Locator utilizes HTML5 geolocation API to find bank branches near you. BBL is an independent resource that helps consumers get information, reviews and...
Features:
- Location-based
- Nearby Search
- Online banking
Bank Of America
FreeWebAndroidiPhoneBlackberryAndroid TabletWindows PhoneiPadKindle FireWelcome to Bank of America, the nation's leading financial institution and home for all of your personal financial needs.
Monzo
FreeWebAndroidiPhoneMonzo Bank is a digital, mobile-only bank based in the United Kingdom. Manage your money - Set spending budgets Set monthly budgets for spending on things like...
Features:
- Apple Pay
- Google Pay
- Mobile friendly
- Online banking
Bluebird by American Express
FreeWebSay hello to Bluebird by American Express and Walmart. Your Checking & Debit Alternative(SM), loaded with features. Not fees.
Chase
FreeWebAndroidiPhoneManage your Chase bank, credit card and other account activity through web and mobile apps. MOBILE FEATURES PERFORM TRANSACTIONS • Pay bills and credit cards •...
Meed
CommercialAndroidiPhoneMeed provides a global platform for a community of networked Member Banks and individual Meed users. The network provides access for users to the Member Banks for their...
OneUnited Bank
FreemiumMacWindowsWebAndroidiPhoneAndroid TabletiPadOneUnited Bank offers online banking, home loans, secured credit cards and other financial services to urban communities.
Upvote Comparison
Interest Trends
Simple Reviews
Add your reviews & share your experience when using Simple to the world. Your opinion will be useful to others who are looking for the best Simple alternatives.